From bankruptcy to dream home – there is a solution
When this couple came to Venro, they were feeling defeated. One of the applicants had recently been discharged from bankruptcy and their credit file included multiple adverse listings. A previous broker had told them they would need to wait several years before they could even consider applying for a home loan, once the bankruptcy had been fully removed from their record. Despite having a strong 20% deposit, they were at risk of missing out on the property they loved. Their dream home had just come on the market. They were ready to buy but didn’t know how to move forward.
The Venro approach
Rohan and Claire worked together, approching their situation with the urgency required to try and help them secure the house. At Venro we know that people’s financial stories are often more than just credit reports. They approached this situation with empathy, professionalism and urgency to ensure their clients didn’t miss out on their dream home.
The Venro approach was:
- We listened carefully and asked the right questions. Sensitive topics were handled with care and professionalism.
- We assessed their financial position and reviewed suitable options from our panel of over 50 lenders.
- Our team spoke directly with lenders, explained the recent bankruptcy and highlighted the strengths of the deal, their strong deposit and ability to make repayments.
- We found a lender willing to support them with fair interest rates and reasonable upfront costs.
Outcomes and benefits
Instead of having to walk away from the property they loved, our clients were able to secure funding quickly to purchase their dream home and focus on their future. What had felt like a dead end became a fresh start, thanks to the right guidance from the Venro team who saw the full picture and worked closely with trusted lenders from our panel, we were able to secure the loan – what seemed impossible became possible.
“Claire and Rohan are the best in the business! They got our finance done in just three business days and always put their clients first. They even helped a friend of ours save money with her current bank. They’re genuinely in it for the individual – they care, they listen, and they deliver. Couldn’t recommend them more!”