Rohan has recently been instrumental in orchestrating a series of strategic transactions for a Private Client Group. Over the past 12 months he has led the group through a refinance from existing institutions, property acquisitions and cash out facilities, to total transaction value of circa $17 million.
The Private Client Group’s portfolio comprises a mix of residential and commercial properties, each with their own intricacies and potentials. The group required a financial partner that understood their complex structures and income streams and was committed to a long-term relationship to partner in the process.
Rohan worked closely with the group to embark on a series of strategic manoeuvres to enable his group of clients to meet their goals.
In 12 months, they undertook:
- Refinancing: Rohan initiated a comprehensive analysis of the group’s existing financial arrangements. Through meticulous negotiations, he secured significantly lower interest rates for the group’s existing facilities, enhancing their cash flow.
- Capitalising on opportunities: Recognising the untapped potential in the client’s portfolio, Rohan negotiated a “cash out facility” to maximum LVRs, allowing the group to leverage their residential and commercial properties to unlock an additional $9 million cash out for future investment use.
- Optimising loan structures: Structuring the new cash out facility as an interest-only loan with a 30-year term allowed the group to open an on call, long-term funding stream that can be flexibly channelled into future projects.
- Property Acquisition: At the same time, Rohan gained funding for two pivotal property acquisitions that added significant value to the group.
- Relationship Building: Rohan introduced the group to a bank that understands their complex structures and income streams. The bank is now committed to long-term support and funding for the group.
Outcomes and Benefits:
Over the twelve month project working with Rohan, the Private Client Group’s debt portfolio underwent a strategic and valuable transformation, accruing a total transaction value of approximately $17 million.
- Interest rates were significantly lowered, enhancing the group’s cash flow and financial stability.
- Restructuring to provide clients with future control and flexibility.
- The 30-year term “cash out facility” has secured a reliable, set-and-forget funding stream, that is adaptable to the group’s dynamic needs.
- Future proof partnerships, working with Rohan and new bank arrangements they are now set up for continuing support and success.
At the end of the project the group’s funding lines have been optimised providing a large cash out facility the group can use without having to approach the bank on individual transactions, simplified security structure providing greater control to the group, lower cost of funding returning cashflow, and a supportive banking relationship, paving the way for future success.